OWNER/AGENT. Buy this home and get an interest rate in the 4's! The 3-2-1 temporary buydown gives buyers a lower rate and lower monthly payments for the first 3 years of their loan. The SELLER provides the savings, so there is no cost to the buyers!! This 3 bd/2 ba 1,960 sq. ft. custom-built home is located on a .48-acre lot in the Needles Creek subdivision. NO HOA! Custom touches throughout this home make it feel extra special, including custom cabinetry, wood ceilings in all of the rooms, wood wainscot and durable luxury vinyl flooring. The 13 x 24 bonus room with mini split above the garage is waiting for whatever extra space you might need or want. There is a 28 x 28 oversized garage and lots of outdoor space to enjoy all 4 seasons in the beautiful White Mountains of AZ.Beth Williams is a licensed real estate agent in the State of AZ and a principal in this transaction.